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Hi, I am going on exchange to France for one year, and I plan to travel around Europe while I am there (mostly weekend and holiday trips plus the summer vacation)
I want to do the budget thing, living in hostels, and traveling by discount airlines or train, my goal would be to visit most countries in europe, and see the capital cities as well as the major historical sites…
i plan to go to every country in western Europe/Scandinavia, plus some countries in eastern europe (prague, budapest, krakow, warsaw, moscow, st. petersburg, odessa) and the balkans, (croatia, greece) as well as north africa (morocco, tunisia, egypt) and the near east (turkey, syria, lebanon, jordan)
would 10,000 euros be a realistic budget? 15,000?
i am living with my parents and working all year in order to save up, if needed, i’ll borrow from my parents as well.
discount holidays greece.
t_maia2000:You need to plan on having at least 50 EUR per day in Western Europe (France, Germany, Greece), but 65+ EUR would be more realistic. (This is for days spent travelling, exchange time is cheaper.)
For Scandinavia and the UK plan on having about 25 % more than that, for Eastern Europe (EU countries and Balkan states) plan on 5-10 % less.
Northern Africa and Near East are cheaper, plan on 35-40 EUR per day for Turkey, Tunisia and Lebanon and about 25 EUR per day for Syria, Egypt and Morocco.
Moscow and St. Petes are expensive (Moscow especially), plan on 60 EUR per day.
The major restriction you’ll have is time, it is impossible to cover all these countries during an exchange year with short trips away. You’d have to be travelling constantly to see all. It is recommended that you plan on having 2-3 weeks per country. So just Egypt to Turkey overland will take you the whole summer vaction. (3 months is the recommended timeframe for it.) Prioritise please.
But if you are determined to travel constantly to see it all, plan on a budget of roughly 15,000- 20,000 EUR. But be sure to sort out the visa situation. Even if you can enter visa-free you cannot stay longer than 90 days in the Schengen Area.
http://en.wikipedia.org/wiki/Schengen_Area
Also, I want to invest $ 10,000.00 at first. So is it reasonable amount to invest at first. Regarding the feeses of discount brokerage, how much do they charge on every step. For example, to clarify my question, let’s say I buy stocks of $ 10,000.00, so they are going to charge me $ 7.00 only once ? and what other fees like opening a account fees? Do they charge money when I transfer my money from one bank to scottrade account? Will they charge when I sell them? Will they charge when I get some profit from selling those stocks? what about the taxes ?
first discount brokerage.
Carl L:If you are serious about investing. You need help. The simple facts of only 10 dollars a trade (buy and sell) no charge to open an account, no charge to transfer monies (except a wire transfer fee), no charge for profits (except to the IRS…capital gains or losses) I hope you seek some professional advice about what you are about to do be fore you lose your money. You would be better off going to Edward jones and setting up an IRA (roth or traditional) and putting it in a mutual fund or two.
bizzbagg:just go to scottrade.com and see for yourself.
guardrailjim:There is no fee to open an account.
Your broker will charge you a commission for each transaction.
Each time you press the buy/sell button, you’re charged a commission.
Scottrade $ 7.00 to buy, then $ 7.00 to sell – that’s $ 14 commission on one stock.
Interactive Brokers charges only $ .01 per share up to 100 shares- that’s $ 1 in, $ 1 out.
Bank transfers usually cost about $ 50.
You are not charged for making a profit.
You are required to report your earnings to the IRS (income tax).
Your broker will send your account details to the IRS.
Adam J:Try Zecco (www.zecco.com).
They have no commissions on stock trades (up to 10/day or 40/quarter and after that it’s still only $ 3.30). I’m not aware of a cheaper brokerage.
